Community Investing that makes sense

Together, we are building stronger communities through smart, ethical investing.

By identifying high-potential, low-risk opportunities, we create lasting value for investors, residents, and the neighborhoods we serve.

Our Mission

At Atlas Capital Partners, our mission is to identify high-quality, sustainable real estate investment opportunities that provide above-market rates of return to our investors while fostering positive community development.

Systems

Our turn-key approach ensures seamless, efficient deal execution, allowing investors to capitalize on opportunities with ease.

Standards

We uphold the highest standards in real estate investing and lender relations.

Solutions

Our proven investment model in affordable housing has remained sustainable and profitable through multiple market cycles.

Our Mission

At Atlas Capital Partners, our mission is to identify high-quality, sustainable real estate investment opportunities that provide above-market rates of return to our investors while fostering positive community development.

Systems

Our turn-key approach ensures seamless, efficient deal execution, allowing investors to capitalize on opportunities with ease.

Standards

We uphold the highest standards in real estate investing and lender relations.

Solutions

Our proven investment model in affordable housing has remained sustainable and profitable through multiple market cycles.

Most investors will never know how easy it can be to earn competitive returns while Strengthening Communities, Building Lasting Assets, and Driving Meaningful Change.

Earn competitive returns while helping create affordable housing for working-class families

Consistent Cash Flow

Enjoy reliable returns through well-vetted, stable real estate investments.

Low-Risk Investment

Invest in secured loans backed by tangible assets with a history of performance

Diversification

Consider adding real estate-backed loans to your portfolio as part of a balanced investment strategy.

Strong Track Record

Invest with confidence knowing our team has an impeccable loan performance track record and sustainable investing model.

Turn-Key Investment

Enjoy a simplified investment experience, with all deals and management professionally handled.

Community Impact

Invest in projects that offer potential returns while contributing to neighborhood revitalization and supporting local families.

Consistent Cash Flow

Enjoy reliable returns through well-vetted, stable real estate investments.

Low-Risk Investment​

Invest in secured loans backed by tangible assets with a history of performance

Diversification

Consider adding real estate-backed loans to your portfolio as part of a balanced investment strategy.

Strong Track Record

Invest with confidence knowing our team has an impeccable loan performance track record and sustainable investing model.

Turn-Key Investment

Enjoy a simplified investment experience, with all deals and management professionally handled.

Community Impact

Invest in projects that offer potential returns while contributing to neighborhood revitalization and supporting local families.

Private Lending Made Easy

If you’re not satisfied with the returns on your investment or retirement funds, it may be time to explore private lending opportunities in real estate as a private mortgage lender.

Discover how you can earn competitive returns with secured and insured investments.

Real Estate For Retirement

Learn how investors are growing their retirement portfolios by adding real estate to their strategy, including during market downturns.

Did you know you can diversify your IRA to include real estate investments, beyond just stocks and bonds?

Meet Joe Capasso

I grew up watching my father juggle a full-time government job and an ever-rotating lineup of side hustles. His real passion was real estate. At one point, he owned eight rental homes and a 16-unit apartment building (mostly in neighborhoods where you definitely didn’t want to knock on doors after dark), he taught me early that investing in real estate was equal parts grit, grind, and very questionable carpet.

During high school and college breaks, I worked alongside him—carpentry, painting, roofing, plumbing, collecting rent, cleaning out apartments. I’ll be the first to admit I wasn’t a master tradesman at any of it, but I showed up, and I learned. More importantly, I got to see firsthand what it meant to invest in something and work hard to make it better.

After graduating college, I took the traditional corporate route but always knew I wanted to build something of my own. I dipped into real estate part-time, and my very first deal was a whirlwind—buying a property and selling it the same day through an owner-finance strategy. At the time, I didn’t even own a home myself. I told my mom we’d be neighbors (the house was down the street from where I grew up), only to call her back an hour later and say, “Well, not anymore.” She laughed… but I think she was a little disappointed.

I went on to grow a rental portfolio and flip several properties, managing everything myself thanks to the skills (and hard knocks) I picked up working with my dad. Eventually, I sold my rentals to focus on a new venture—starting a Retail Energy Company in 2007. I raised $3 million in capital and partnered with two incredible people. Over 14 years, we grew that business from 3 employees and no revenue to a team of 50 and $100 million in annual sales. It was one of the most challenging, rewarding, and humbling chapters of my life.
Unfortunately, in 2021, we were hit hard by Winter Storm Uri. Like many others in the energy space, we simply didn’t have the capital to withstand the losses. It was a painful decision, but we ultimately had to close our doors.

Still, the entrepreneurial spirit in me never rested. I purchased three laundromats and a franchised gutter company—operated them, improved them, and eventually sold them. Each experience shaped me, taught me, and connected me with people I’ll always remember.
Now, I’ve come back to where it all started: real estate. Fixing, flipping, and helping breathe new life into properties—and the communities they’re part of. It feels like coming home. This time, I bring not just tools and experience, but a renewed sense of purpose, a little more wisdom, and a lot more heart.

Reasons to consider private mortgage lending

Contact Us

We’re here to help. Here are answers to some of the most common inquiries we receive.

Frequently Asked Questions

Private lending allows you to invest directly in real estate projects, earning interest on loans made to developers or investors. Your investment is typically secured by the property itself.

Returns can vary depending on the specific project, but we offer above-average returns, often higher than traditional stock market investments.

Yes. All investments are secured by real estate assets, and we prioritize transparency and risk management to protect your investment.

Yes, many investors choose to diversify their portfolios by using self-directed IRAs or 401(k)s to invest in real estate.

The minimum investment varies by project. Please reach out to us for more details on available opportunities.

Testimonials

Bill T.

I have been a real estate lender for many years, and have made many loans to Joe Capasso Phillips or some of his coaching students. I can honestly say that this book is not only invaluable to new real estate lenders, but it can also teach experienced lenders some things as well. Kudos to Joe Capasso for spending the time to lay all the pieces out in a clear and conscientious way.

Paul N.

I wish this book had been available when I began my real estate quest! Joe Capasso has compiled a valuable resource that should be included in any real estate investor’s library of reference books.

Karen W.

My old grandfather always said "never a borrower nor a lender be". I think that even he would feel more comfortable about lending private money for real estate after reading this book. Joe Capasso systematically lays out the full picture of the private money landscape and highlights the potential risks as well as the significant upside. Having worked with Joe Capasso for over 8 years and having loaned private money myself to his company and to others on multiple projects, I can tell you he nailed it with this book. A must read if considering deploying funds in this way.

Glynda S.

With my busy schedule, it was hard to imagine being able to invest in Real Estate. But after meeting with Joe Capasso, he was able to put together a long-term plan to buy and hold properties that worked for me. We now have two rental properties and are actively looking for more. I would have to say that, thus far, the returns have far exceeded typical stock market returns and the tax advantages will be another added bonus! I have really enjoyed working with Joe Capasso as a passive investor because I can focus on my own job, while still having control and above market returns with my investments

Stephen & Shelley L. Real Estate Investor

We began working with Joe Capasso many years ago through his coaching program and that’s when we first learned about the private money lending side of the investing business. Since then we have rapidly grown our investing business thanks in part to our private lending relationships. It’s been an absolute joy helping our private lenders to grow their retirement and wealth while at the same time growing our own real estate investing business. We can wholeheartedly attest to the character and integrity of Joe Capasso and to the fact that the methods shared in this book absolutely work!

Don O.

As my wife and I began acquiring distressed homes to rehab into rental properties, we met Joe Capasso Phillips many years ago. Working with Joe Capasso on our rental homes enabled us to get to know him. We have seen firsthand his work ethic, professionalism and integrity, thereby making the transition to private lending with Joe Capasso seamless.

Bill T.

I have been a real estate lender for many years, and have made many loans to Joe Capasso Phillips or some of his coaching students. I can honestly say that this book is not only invaluable to new real estate lenders, but it can also teach experienced lenders some things as well. Kudos to Joe Capasso for spending the time to lay all the pieces out in a clear and conscientious way.

Paul N.

I wish this book had been available when I began my real estate quest! Joe Capasso has compiled a valuable resource that should be included in any real estate investor’s library of reference books.

Stephen & Shelley L. Real Estate Investor

We began working with Joe Capasso many years ago through his coaching program and that’s when we first learned about the private money lending side of the investing business. Since then we have rapidly grown our investing business thanks in part to our private lending relationships. It’s been an absolute joy helping our private lenders to grow their retirement and wealth while at the same time growing our own real estate investing business. We can wholeheartedly attest to the character and integrity of Joe Capasso and to the fact that the methods shared in this book absolutely work!

Don O.

As my wife and I began acquiring distressed homes to rehab into rental properties, we met Joe Capasso Phillips many years ago. Working with Joe Capasso on our rental homes enabled us to get to know him. We have seen firsthand his work ethic, professionalism and integrity, thereby making the transition to private lending with Joe Capasso seamless

Karen W.

My old grandfather always said "never a borrower nor a lender be". I think that even he would feel more comfortable about lending private money for real estate after reading this book. Joe Capasso systematically lays out the full picture of the private money landscape and highlights the potential risks as well as the significant upside. Having worked with Joe Capasso for over 8 years and having loaned private money myself to his company and to others on multiple projects, I can tell you he nailed it with this book. A must read if considering deploying funds in this way.

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